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| uk.rec.cars.modifications (Car Modifications) (uk.rec.cars.modifications) |
| Tags: diesel, insignia, mini, review |
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Not that ****.
Only driven it back from the hire place though. My IS is getting some TLC courtesy of Shiela's Wheels. A silly customer of their left the handbrake of and when we notified them, the car had roll across the car park and into mine. Their bumper pinged out, but looks to be popped back. Mine suffered scuffs, some paint crazing, the bumper split where it was push back about 3mm out of square, a heavily scratched fog light and what looks to be a broken headlight mounting bracket and the headlight looks slightly out and wobbly if you push on it, probably about £2.50 of paint, £20 of time, and about £4squizillion of parts for the headlight fitting and the fog light from Lexus. But hey, they called me and admitted liability and arranged a repair. so it isn't me or NCD that is suffering. |
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Elder gurgled happily, sounding much like they
were saying: But hey, they called me and admitted liability and arranged a repair. so it isn't me or NCD that is suffering. Your premium will still suffer, though. Being hit whilst parked costs me more a year than 2xFPNs... |
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"Adrian" wrote in message ... Elder gurgled happily, sounding much like they were saying: But hey, they called me and admitted liability and arranged a repair. so it isn't me or NCD that is suffering. Your premium will still suffer, though. I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance has no affect on ones premium. Being hit whilst parked costs me more a year than 2xFPNs. Should depend on who pays for the repair. Mike... |
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In article ,
says... "Adrian" wrote in message ... Elder gurgled happily, sounding much like they were saying: But hey, they called me and admitted liability and arranged a repair. so it isn't me or NCD that is suffering. Your premium will still suffer, though. I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance has no affect on ones premium. Being hit whilst parked costs me more a year than 2xFPNs. Should depend on who pays for the repair. Mike... Her insurance is paying, in their words "so you won't need to make a claim". Notified of course, because somewhere in the "database" will be a record that an insurance repair was done on the car, and I do need to renew in a few months. -- Carl Robson Get cashback on your purchases Topcashback http://www.TopCashBack.co.uk/skraggy_uk/ref/index.htm Greasypalm http://www.greasypalm.co.uk/r/?l=1006553 |
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"Miike G" gurgled happily, sounding much
like they were saying: But hey, they called me and admitted liability and arranged a repair. so it isn't me or NCD that is suffering. Your premium will still suffer, though. I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance has no affect on ones premium. I wish my experience agreed... Over 5yrs, it's debatable whether it'd have been cheaper for me to pay to do it as a cash job myself. Being hit whilst parked costs me more a year than 2xFPNs. Should depend on who pays for the repair. In my case, the other driver's insurance. No arguments from them. |
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"Elder" wrote in message t... In article , says... "Adrian" wrote in message ... Elder gurgled happily, sounding much like they were saying: But hey, they called me and admitted liability and arranged a repair. so it isn't me or NCD that is suffering. Your premium will still suffer, though. I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance has no affect on ones premium. Being hit whilst parked costs me more a year than 2xFPNs. Should depend on who pays for the repair. Mike... Her insurance is paying, in their words "so you won't need to make a claim" Clearcut in your case, as you know who caused the damage, but if you didn't, and claimed off your own insurance, assuming you have a fully comprehensive policy, it could affect your premium, which might be the point that Adrian is making. Mike.. |
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"Miike G" gurgled happily, sounding much
like they were saying: Being hit whilst parked costs me more a year than 2xFPNs. Should depend on who pays for the repair. Her insurance is paying, in their words "so you won't need to make a claim" Clearcut in your case, as you know who caused the damage, but if you didn't, and claimed off your own insurance, assuming you have a fully comprehensive policy, it could affect your premium, which might be the point that Adrian is making. It isn't. Mine was just as clear-cut as Carl's. My NCB is untouched. It's down as not-at-fault. BUT - it's a claim involving my car, which affects my risk. Apparently. |
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"Adrian" wrote in message ... "Miike G" gurgled happily, sounding much like they were saying: But hey, they called me and admitted liability and arranged a repair. so it isn't me or NCD that is suffering. Your premium will still suffer, though. I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance has no affect on ones premium. I wish my experience agreed... Over 5yrs, it's debatable whether it'd have been cheaper for me to pay to do it as a cash job myself. Being hit whilst parked costs me more a year than 2xFPNs. Should depend on who pays for the repair. In my case, the other driver's insurance. No arguments from them. Sounds like you need to try a different insurance Co. I had someone run into the back of my car a couple of years ago. 5 series BMW. Over £500 for a new bumper plus respray etc. Didn't affect my premium or my protected NCB status. The same result years earlier when a car drove into the front wing of my SD1 Vitesse. Mike. |
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"Miike G" gurgled happily, sounding much
like they were saying: In my case, the other driver's insurance. No arguments from them. Sounds like you need to try a different insurance Co. That was common across a large number from a comparison site. |
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