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Insignia Diesel mini review



 
 
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  #1 (permalink)  
Old January 28th 10, 03:31 PM posted to uk.rec.cars.modifications
Elder[_2_]
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Posts: 6
Default Insignia Diesel mini review

Not that ****.
Only driven it back from the hire place though.

My IS is getting some TLC courtesy of Shiela's Wheels.

A silly customer of their left the handbrake of and when we notified
them, the car had roll across the car park and into mine.

Their bumper pinged out, but looks to be popped back.

Mine suffered scuffs, some paint crazing, the bumper split where it
was push back about 3mm out of square, a heavily scratched fog light
and what looks to be a broken headlight mounting bracket and the
headlight looks slightly out and wobbly if you push on it, probably
about £2.50 of paint, £20 of time, and about £4squizillion of parts
for the headlight fitting and the fog light from Lexus. But hey, they
called me and admitted liability and arranged a repair. so it isn't me
or NCD that is suffering.
Ads
  #2 (permalink)  
Old January 28th 10, 04:08 PM posted to uk.rec.cars.modifications
Adrian
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Posts: 12,740
Default Insignia Diesel mini review

Elder gurgled happily, sounding much like they
were saying:

But hey, they called me and admitted liability and arranged a repair.
so it isn't me or NCD that is suffering.


Your premium will still suffer, though.

Being hit whilst parked costs me more a year than 2xFPNs...
  #4 (permalink)  
Old January 28th 10, 05:45 PM posted to uk.rec.cars.modifications
Miike G[_2_]
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Posts: 15
Default Insignia Diesel mini review


"Adrian" wrote in message
...
Elder gurgled happily, sounding much like they
were saying:

But hey, they called me and admitted liability and arranged a repair.
so it isn't me or NCD that is suffering.


Your premium will still suffer, though.


I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance has
no affect on ones premium.

Being hit whilst parked costs me more a year than 2xFPNs.


Should depend on who pays for the repair.
Mike...


  #6 (permalink)  
Old January 28th 10, 06:09 PM posted to uk.rec.cars.modifications
Adrian
external usenet poster
 
Posts: 12,740
Default Insignia Diesel mini review

"Miike G" gurgled happily, sounding much
like they were saying:

But hey, they called me and admitted liability and arranged a repair.
so it isn't me or NCD that is suffering.


Your premium will still suffer, though.


I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance
has no affect on ones premium.


I wish my experience agreed... Over 5yrs, it's debatable whether it'd
have been cheaper for me to pay to do it as a cash job myself.

Being hit whilst parked costs me more a year than 2xFPNs.


Should depend on who pays for the repair.


In my case, the other driver's insurance. No arguments from them.
  #8 (permalink)  
Old January 28th 10, 06:29 PM posted to uk.rec.cars.modifications
Adrian
external usenet poster
 
Posts: 12,740
Default Insignia Diesel mini review

"Miike G" gurgled happily, sounding much
like they were saying:

Being hit whilst parked costs me more a year than 2xFPNs.


Should depend on who pays for the repair.


Her insurance is paying, in their words "so you won't need to make a
claim"


Clearcut in your case, as you know who caused the damage, but if you
didn't, and claimed off your own insurance, assuming you have a fully
comprehensive policy, it could affect your premium, which might be the
point that Adrian is making.


It isn't. Mine was just as clear-cut as Carl's.

My NCB is untouched. It's down as not-at-fault. BUT - it's a claim
involving my car, which affects my risk. Apparently.
  #9 (permalink)  
Old January 28th 10, 06:38 PM posted to uk.rec.cars.modifications
Miike G[_2_]
external usenet poster
 
Posts: 15
Default Insignia Diesel mini review


"Adrian" wrote in message
...
"Miike G" gurgled happily, sounding much
like they were saying:

But hey, they called me and admitted liability and arranged a repair.
so it isn't me or NCD that is suffering.


Your premium will still suffer, though.


I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance
has no affect on ones premium.


I wish my experience agreed... Over 5yrs, it's debatable whether it'd
have been cheaper for me to pay to do it as a cash job myself.

Being hit whilst parked costs me more a year than 2xFPNs.


Should depend on who pays for the repair.


In my case, the other driver's insurance. No arguments from them.


Sounds like you need to try a different insurance Co.
I had someone run into the back of my car a couple of years ago. 5 series
BMW. Over £500 for a new bumper plus respray etc.
Didn't affect my premium or my protected NCB status.
The same result years earlier when a car drove into the front wing of my SD1
Vitesse.
Mike.


  #10 (permalink)  
Old January 28th 10, 08:19 PM posted to uk.rec.cars.modifications
Adrian
external usenet poster
 
Posts: 12,740
Default Insignia Diesel mini review

"Miike G" gurgled happily, sounding much
like they were saying:

In my case, the other driver's insurance. No arguments from them.


Sounds like you need to try a different insurance Co.


That was common across a large number from a comparison site.
 




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