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Insurance groups - how to find out?



 
 
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  #1 (permalink)  
Old July 4th 08, 08:37 PM posted to uk.rec.cars.misc
John[_15_]
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Posts: 57
Default Insurance groups - how to find out?

Just changed my 1997 (R-reg) Nissan QX 3.0 SEL Auto for a Nissan Maxima QX
(52-plate) 3.0 SE+ Auto and my insurance has gone up over a hundred squids.

Circumstances forced me to accept it so that I'd be covered to drive it home
but now that I've had the time to ring and question it, they reckon that the
old one was a Group 14 and the new one is a Group 27 and that's the reason
for the increase.

Anyone know how I can confirm this 'cos I think they may have got it wrong,
or at least let's say that I don't trust them and want to check for myself.
Google just throws up gazillions of car insurance places such as Direct Line
or Swintons etc., etc., or adverts and all things to do with Nissan.

TIA, John


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  #2 (permalink)  
Old July 4th 08, 09:00 PM posted to uk.rec.cars.misc
Mungo \Two Sheds\ Toadfoot
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Posts: 309
Default Insurance groups - how to find out?

John wrote:
Just changed my 1997 (R-reg) Nissan QX 3.0 SEL Auto for a Nissan
Maxima QX (52-plate) 3.0 SE+ Auto and my insurance has gone up over a
hundred squids.
Circumstances forced me to accept it so that I'd be covered to drive
it home but now that I've had the time to ring and question it, they
reckon that the old one was a Group 14 and the new one is a Group 27
and that's the reason for the increase.

Anyone know how I can confirm this 'cos I think they may have got it
wrong, or at least let's say that I don't trust them and want to
check for myself. Google just throws up gazillions of car insurance
places such as Direct Line or Swintons etc., etc., or adverts and all
things to do with Nissan.
TIA, John


http://www.thatcham.org/abigrouprating/

And get a quote from confused.

Si


  #3 (permalink)  
Old July 5th 08, 12:17 AM posted to uk.rec.cars.misc
Pete M[_4_]
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Posts: 1,286
Default Insurance groups - how to find out?

John wrote:
Just changed my 1997 (R-reg) Nissan QX 3.0 SEL Auto for a Nissan Maxima QX
(52-plate) 3.0 SE+ Auto and my insurance has gone up over a hundred squids.

Circumstances forced me to accept it so that I'd be covered to drive it home
but now that I've had the time to ring and question it, they reckon that the
old one was a Group 14 and the new one is a Group 27 and that's the reason
for the increase.

Anyone know how I can confirm this 'cos I think they may have got it wrong,
or at least let's say that I don't trust them and want to check for myself.
Google just throws up gazillions of car insurance places such as Direct Line
or Swintons etc., etc., or adverts and all things to do with Nissan.


It's a group 27 according to my books. 14 on old scale
Old one is a 27 as well, but a 13 on the old scale.



--
Pete M - OMF#9

BMW 325i SE Touring
Range Rover V8 Turbo

"Wait! We can't stop here, this is Bat Country"
  #4 (permalink)  
Old July 5th 08, 01:00 AM posted to uk.rec.cars.misc
Trust No OneŽ
external usenet poster
 
Posts: 54
Default Insurance groups - how to find out?

Pete M wrote:

It's a group 27 according to my books. 14 on old scale
Old one is a 27 as well, but a 13 on the old scale.


Aah the scales have changed!

For a moment I thought the OP surely had the Insurance group wrong.

On the old scale a group 27 (if it existed) would probably cover the
Batmobile!

--
Peter X-Files fan


  #5 (permalink)  
Old July 5th 08, 10:45 AM posted to uk.rec.cars.misc
John[_15_]
external usenet poster
 
Posts: 57
Default Insurance groups - how to find out?

Pete M wrote:
John wrote:
Just changed my 1997 (R-reg) Nissan QX 3.0 SEL Auto for a Nissan
Maxima QX (52-plate) 3.0 SE+ Auto and my insurance has gone up over
a hundred squids. Circumstances forced me to accept it so that I'd be
covered to drive
it home but now that I've had the time to ring and question it, they
reckon that the old one was a Group 14 and the new one is a Group 27
and that's the reason for the increase.

Anyone know how I can confirm this 'cos I think they may have got it
wrong, or at least let's say that I don't trust them and want to
check for myself. Google just throws up gazillions of car insurance
places such as Direct Line or Swintons etc., etc., or adverts and
all things to do with Nissan.


It's a group 27 according to my books. 14 on old scale
Old one is a 27 as well, but a 13 on the old scale.


So the scamming b*****d insurance industry have changed the scales now to
eek yet more money out of us eh? B*****DS!!!

Cheers Pete )


  #6 (permalink)  
Old July 5th 08, 10:48 AM posted to uk.rec.cars.misc
John[_15_]
external usenet poster
 
Posts: 57
Default Insurance groups - how to find out?

Mungo "Two Sheds" Toadfoot wrote:
John wrote:
Just changed my 1997 (R-reg) Nissan QX 3.0 SEL Auto for a Nissan
Maxima QX (52-plate) 3.0 SE+ Auto and my insurance has gone up over a
hundred squids.
Circumstances forced me to accept it so that I'd be covered to drive
it home but now that I've had the time to ring and question it, they
reckon that the old one was a Group 14 and the new one is a Group 27
and that's the reason for the increase.

Anyone know how I can confirm this 'cos I think they may have got it
wrong, or at least let's say that I don't trust them and want to
check for myself. Google just throws up gazillions of car insurance
places such as Direct Line or Swintons etc., etc., or adverts and all
things to do with Nissan.
TIA, John


http://www.thatcham.org/abigrouprating/

And get a quote from confused.

Si


Cheers Si. Looked at that link and it gave Group (1 - 20) 13 and Group (1 -
50) 27. After reading Pete M's post, it seems clear that the b*****ds
thought, "how can we get more money out of them" and decided to create 50
groups instead of the 20 that used to exist.

John


  #7 (permalink)  
Old July 5th 08, 05:16 PM posted to uk.rec.cars.misc
Doki
external usenet poster
 
Posts: 4,969
Default Insurance groups - how to find out?


"John" wrote in message
...
Just changed my 1997 (R-reg) Nissan QX 3.0 SEL Auto for a Nissan Maxima QX
(52-plate) 3.0 SE+ Auto and my insurance has gone up over a hundred
squids.

Circumstances forced me to accept it so that I'd be covered to drive it
home but now that I've had the time to ring and question it, they reckon
that the old one was a Group 14 and the new one is a Group 27 and that's
the reason for the increase.

Anyone know how I can confirm this 'cos I think they may have got it
wrong, or at least let's say that I don't trust them and want to check for
myself. Google just throws up gazillions of car insurance places such as
Direct Line or Swintons etc., etc., or adverts and all things to do with
Nissan.


Insurance groups are often relatively little to do with the premium - the IG
is based on the cost of repairing that particular car, not how much damage
it does to other cars, or how often the owners tend to crash them, which are
things also factored into the premium by insurers. Certainly for TPFT it's
pretty much an irrelevancy, and a lot of low group cars end up with high
premiums due to often being used as a first car for the little darlings.

  #8 (permalink)  
Old July 6th 08, 01:51 PM posted to uk.rec.cars.misc
Depresion
external usenet poster
 
Posts: 1,006
Default Insurance groups - how to find out?


"John" wrote in message
...
Pete M wrote:
John wrote:
Just changed my 1997 (R-reg) Nissan QX 3.0 SEL Auto for a Nissan
Maxima QX (52-plate) 3.0 SE+ Auto and my insurance has gone up over
a hundred squids. Circumstances forced me to accept it so that I'd be
covered to drive
it home but now that I've had the time to ring and question it, they
reckon that the old one was a Group 14 and the new one is a Group 27
and that's the reason for the increase.

Anyone know how I can confirm this 'cos I think they may have got it
wrong, or at least let's say that I don't trust them and want to
check for myself. Google just throws up gazillions of car insurance
places such as Direct Line or Swintons etc., etc., or adverts and
all things to do with Nissan.


It's a group 27 according to my books. 14 on old scale
Old one is a 27 as well, but a 13 on the old scale.


So the scamming b*****d insurance industry have changed the scales now to
eek yet more money out of us eh? B*****DS!!!


There has always been more than one scale, I deal with one company that only
has the 5 groups.


 




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