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Insurance Confusion



 
 
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  #1 (permalink)  
Old October 21st 03, 10:36 PM posted to uk.rec.cars.fuel.lpg
Spozza
external usenet poster
 
Posts: 1
Default Insurance Confusion

Hi, I hope we arn't all too tired of this one, couldn't find it in the
FAQ

I phoned my insurers, who made it very clear to me that if I had a
conversion done, it would have to be certified by LPGA fitter (i.e.
I would require a certificate).

They told me that if the work was done and certified, no effect to
my premium - if not, they wouldn't insure me. This is Direct Line.

Are they talking crap? Should I ditch the insurance company for one
that has more sense, or is this pretty much the policy across all the
companies....?

Having seen a corgi gas fitter do a job on a central heating system that
a 16 year old trainee would get sacked for, I've not much faith in these
sort of "competent bodies" and I'm not confident the extra few hundred quid
that they charge will result in a better job being done. Any thoughts?

Thanks for reading this far

Dan
Ads
  #2 (permalink)  
Old October 21st 03, 10:55 PM posted to uk.rec.cars.fuel.lpg
Sean Nugent
external usenet poster
 
Posts: 16
Default Insurance Confusion

On Tue, 21 Oct 2003 21:36:57 +0000 (UTC), Spozza
wibbled about:

Hi, I hope we arn't all too tired of this one, couldn't find it in the
FAQ

I phoned my insurers, who made it very clear to me that if I had a
conversion done, it would have to be certified by LPGA fitter (i.e.
I would require a certificate).

They told me that if the work was done and certified, no effect to
my premium - if not, they wouldn't insure me. This is Direct Line.

Are they talking crap? Should I ditch the insurance company for one
that has more sense, or is this pretty much the policy across all the
companies....?

Having seen a corgi gas fitter do a job on a central heating system that
a 16 year old trainee would get sacked for, I've not much faith in these
sort of "competent bodies" and I'm not confident the extra few hundred quid
that they charge will result in a better job being done. Any thoughts?

Thanks for reading this far

Dan


You can fit it yourself and then get an LPGA member to certify it. I
think most will do so for a fee that shouldn't be an extra few hundred
quid.

Sean
  #3 (permalink)  
Old October 22nd 03, 12:07 AM posted to uk.rec.cars.fuel.lpg
Stewart Hargrave
external usenet poster
 
Posts: 185
Default Insurance Confusion

From a point at sea, to the circles of your mind, this is Spozza:

Hi, I hope we arn't all too tired of this one, couldn't find it in the
FAQ

I phoned my insurers, who made it very clear to me that if I had a
conversion done, it would have to be certified by LPGA fitter (i.e.
I would require a certificate).

They told me that if the work was done and certified, no effect to
my premium - if not, they wouldn't insure me. This is Direct Line.

Are they talking crap? Should I ditch the insurance company for one
that has more sense, or is this pretty much the policy across all the
companies....?

Having seen a corgi gas fitter do a job on a central heating system that
a 16 year old trainee would get sacked for, I've not much faith in these
sort of "competent bodies" and I'm not confident the extra few hundred quid
that they charge will result in a better job being done. Any thoughts?



Direct Line do seem to have a variety of responses to LPG
installation. I insure with them, did my own conversion, and have
never had to produce anything. Other people's experience is different.

Unfortunately, it does seem to be the case that more and more
insurance companies need a certificate. Phone around and see what
results you get. Can your kit supplier help with a certificate? Some
include it in the sale price.

There are a lot of people on here who seem less than convinced by the
efficacy of trade member associations as industry-wide governors. I'm
not sure if this sort of voluntary control is preferable to
legislation - if the LPGA can influence insurers not to cover cars
without LPGA approval then they effectively become a legislative body.
From what I hear, an LPGA certificate can be damned expensive for what
amounts to a 15 minute inspection. It smacks of a cartel to me.


--

Stewart Hargrave

A lot faster than public transport


For email, replace 'SpamOnlyToHere' with my name
  #4 (permalink)  
Old October 22nd 03, 01:17 PM posted to uk.rec.cars.fuel.lpg
hugh
external usenet poster
 
Posts: 350
Default Insurance Confusion

In message , Spozza
writes
Hi, I hope we arn't all too tired of this one, couldn't find it in the
FAQ

I phoned my insurers, who made it very clear to me that if I had a
conversion done, it would have to be certified by LPGA fitter (i.e.
I would require a certificate).

They told me that if the work was done and certified, no effect to
my premium - if not, they wouldn't insure me. This is Direct Line.

Are they talking crap? Should I ditch the insurance company for one
that has more sense, or is this pretty much the policy across all the
companies....?

They have been brain-washed by the LPGA. Try shopping around. There is
another organisation called The Autogas Installers and Retailers
Association. Might be worth asking your insurance company if they will
accept certification from them.

Having seen a corgi gas fitter do a job on a central heating system that
a 16 year old trainee would get sacked for, I've not much faith in these
sort of "competent bodies" and I'm not confident the extra few hundred quid
that they charge will result in a better job being done. Any thoughts?

The same is unfortunately true of the Autogas Conversion industry and
more so.

Thanks for reading this far

Dan


--
hugh
Reply to address is valid
  #5 (permalink)  
Old October 22nd 03, 01:19 PM posted to uk.rec.cars.fuel.lpg
hugh
external usenet poster
 
Posts: 350
Default Insurance Confusion

In message , Stewart
Hargrave writes
From a point at sea, to the circles of your mind, this is Spozza:

Hi, I hope we arn't all too tired of this one, couldn't find it in the
FAQ

I phoned my insurers, who made it very clear to me that if I had a
conversion done, it would have to be certified by LPGA fitter (i.e.
I would require a certificate).

They told me that if the work was done and certified, no effect to
my premium - if not, they wouldn't insure me. This is Direct Line.

Are they talking crap? Should I ditch the insurance company for one
that has more sense, or is this pretty much the policy across all the
companies....?

Having seen a corgi gas fitter do a job on a central heating system that
a 16 year old trainee would get sacked for, I've not much faith in these
sort of "competent bodies" and I'm not confident the extra few hundred quid
that they charge will result in a better job being done. Any thoughts?



Direct Line do seem to have a variety of responses to LPG
installation. I insure with them, did my own conversion, and have
never had to produce anything. Other people's experience is different.

Unfortunately, it does seem to be the case that more and more
insurance companies need a certificate. Phone around and see what
results you get. Can your kit supplier help with a certificate? Some
include it in the sale price.

There are a lot of people on here who seem less than convinced by the
efficacy of trade member associations as industry-wide governors. I'm
not sure if this sort of voluntary control is preferable to
legislation - if the LPGA can influence insurers not to cover cars
without LPGA approval then they effectively become a legislative body.
From what I hear, an LPGA certificate can be damned expensive for what
amounts to a 15 minute inspection. It smacks of a cartel to me.


That's precisely what it is.
--
hugh
Reply to address is valid
 




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