"Adrian" wrote in message
...
"Miike G" gurgled happily, sounding much
like they were saying:

But hey, they called me and admitted liability and arranged a repair.
so it isn't me or NCD that is suffering.

Your premium will still suffer, though.

I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance
has no affect on ones premium.

I wish my experience agreed... Over 5yrs, it's debatable whether it'd
have been cheaper for me to pay to do it as a cash job myself.

Being hit whilst parked costs me more a year than 2xFPNs.

Should depend on who pays for the repair.

In my case, the other driver's insurance. No arguments from them.

Sounds like you need to try a different insurance Co.
I had someone run into the back of my car a couple of years ago. 5 series
BMW. Over £500 for a new bumper plus respray etc.
Didn't affect my premium or my protected NCB status.
The same result years earlier when a car drove into the front wing of my SD1
Vitesse.
Mike.