"Adrian" wrote in message
...
Elder gurgled happily, sounding much like they
were saying:

But hey, they called me and admitted liability and arranged a repair.
so it isn't me or NCD that is suffering.

Your premium will still suffer, though.

I doubt it. IME 'no fault' accidents, paid for by 3rd parties insurance has
no affect on ones premium.

Being hit whilst parked costs me more a year than 2xFPNs.

Should depend on who pays for the repair.
Mike...